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14
Feb

Ch.1 The Home Buying Process

Congratulations on your decision to purchase a home. Purchasing a home can be one of the most exciting and rewarding times in a person’s life. The following information was designed to provide you with a basic understanding of the home buying process.

23
Apr

Ch.2 Agency Relationships

The term “agency” is used in real estate to help determine what legal responsibilities your real estate professional owes to you and other parties in the transaction. The seller’s representative (also known as a listing agent or seller’s agent) is hired by and represents the seller. All fiduciary duties are owed to the seller, meaning this person’s job is to get the best price and terms for the seller. The agency relationship usually is created by a signed listing contract.

20
Apr

Ch.3 Finance Your Home

Conventional loans are the old standard, requiring borrowers have higher down payments, better credit and lower income to debt ratios to qualify when compared to FHA loans. In the past, you might have had trouble securing a conventional loan with less than 20 percent down, but today it only takes about 5 percent, which puts them in reach of many borrowers with good credit.

20
Apr

Ch.4 Selling a Home

Selling a home is a complicated process and at times can be very stressful. Whether you’re a first-time home seller or not, you’ll probably have questions. Do I need a real estate agent? How can I get the best price for my home? How can I sell my home and buy a new one at the same time?

15
Apr

Ch.5 Preparing Your Home For Sale

A great first impression is critical to selling your home. Prospective buyers want to see your home in “showplace” condition. Most buyers select their home based on emotion and then justify the decision with facts, so it’s important to make the house look great. Remember, you have just a few seconds to create a winning first impression. Here are some tips to prepare your home for sale and to help boost your bottom line and sell your home quickly.

14
Apr

Ch.6 Full Service vs Limited Service

Over the course of the past few years, many sellers have had an increasing number of questions and concerns regarding the differences between limited service brokers and full service brokers. This article addresses this subject and some of the related issues.

13
Apr

Ch.7 Selling By Owner

So you’re thinking of selling your own home. It’s done all the time, right? There are many people who have tried and wish they hadn’t. Here are some of the reasons why.

12
Apr

Ch.8 Comparable Market Analysis

So you’re thinking of selling your own home. It’s done all the time, right? There are many people who have tried and wish they hadn’t. Here are some of the reasons why.

11
Apr

Ch.9 Protect your Home with a Home Warranty

So you’re thinking of selling your own home. It’s done all the time, right? There are many people who have tried and wish they hadn’t. Here are some of the reasons why.